Mortgage Calculator

Compare your current payment to a new loan, including rolling closing costs and break-even timing.

Current loan

New loan

Weigh renting against owning over your horizon — including tax bracket, closing costs, and renters insurance.

Buying assumptions

Renting assumptions

Estimated over years (after tax benefit & equity).

Evaluate investment property cash flow, Cap Rate, Cash-on-Cash, and multi-unit expense breakdown.

Operating expenses

Cash flow is negative by /mo — debt service exceeds income after expenses.

Project all-in cost, loan-to-ARV, carrying costs, equity at sale, profit, and ROI.

Net proceeds are on these assumptions — sale may not clear the loan plus selling costs.

Thanks — we got your numbers.

An Avanti loan officer will follow up personally. This form notifies our team; it does not create an account or send an automated quote email.

Send your scenario to Avanti Mortgage. We will reach out with current options — no obligation.

Disclaimer

This calculator does not pre-qualify you for any loan program. Results are estimates for comparison only. Rates, taxes, insurance, PMI, MIP, funding fees, vacancy, rehab costs, and other figures can change without notice. Qualification depends on credit, income, reserves, property type, and underwriting — verify details with an Avanti Mortgage loan officer.

All loans are subject to credit approval, acceptable appraisal, title review, and underwriting conditions. This is not a commitment to lend.

These tools provide estimates. For an exact rate and personalized options, speak with one of our loan officers.

Your trusted, full-service mortgage company dedicated to helping you make the best decisions for one of the biggest purchases of your life.

Quick Links

Contact

[email protected]

801-981-5690

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